Average unsubsidized premiums for the lowest-cost bronze, silver and gold plans for 2019 at HealthCare.gov are 0.3 percent, 1 percent and 2 percent lower, respectively, than in 2018, according to new analysis by the Kaiser Family Foundation. What a given consumer actually pays depends on income, location, and differences in pricing between their plan and the benchmark silver plan. To qualify for a plan with a cost-sharing reduction, low-income enrollees must sign up for a silver plan.
 

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