Study: 4.7M uninsured eligible for no-premium bronze plan on exchange

An estimated 28%, or 4.7 million, of uninsured individuals eligible to buy health coverage at www.HealthCare.gov could find a 2020 bronze plan without paying a premium after subsidies, according to a study released today by the Kaiser Family Foundation. “Bronze plans have an average deductible of $6,506, and many people eligible for a $0 bronze premium would also be eligible for significant cost-sharing assistance by instead purchasing a silver plan,” the authors note. “…It is therefore important for potential enrollees, particularly those with significant health needs, to not only consider the premium, but also the significant cost-sharing assistance that is only available if they enroll in a silver plan.” Thirty-eight states are using www.HealthCare.gov for 2020 open enrollment, which began Nov. 1 and runs through Dec. 15.