A typical family of four with large employer health coverage spent $7,726 on premiums and cost sharing in 2018, according to an analysis released this week by the Kaiser Family Foundation. That’s 18% more than in 2013, outpacing the 8% increase in inflation and 12% increase in wages over the period, the authors said. The findings are based on data from a sample of commercial claims and KFF’s 2018 Employer Health Benefits Survey.

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Americans experience healthcare affordability in different ways. Often, affordability is first considered in terms of health insurance premiums that fit within…